Why?

Structural Wealth was founded by leaders in financial services who were dissatisfied with existing wealth management providers. We recognized that advances in capital markets and technology made possible a new and better model.

We observed three fundamental shortcomings among incumbent managers;

1. Unachieved promises of outperformance
   

   Few managers outperform the collective wisdom of the market, almost none do so consistently.

2. High cost
   

   Fees of 1%, 2% or more may appear small relative to the overall portfolio. But in absolute dollars these are large, particularly as compared with the after-tax, after-inflation returns that clients can reasonably expect.

3. Misaligned incentives
   

   Compensation that rewards sale of certain asset classes or products over others makes it difficult for even the best-intentioned advisor to provide objective advice. Clients deserve to know that the advice they receive is focused exclusively on their best interest.

Advances in capital markets and technology enabled us to resolve these shortcomings and provide benefits that were not previously possible.

True tailoring

Tailored portfolios managed uniquely for each account, within each client relationship, enable us to achieve significant tax and cost savings and—in many cases—reduce clients' risk. Such portfolios were not economically feasible for all but the very wealthiest until recent changes in market and commission structures.

A fiduciary utility

Technology enables us to devise and implement tailored portfolios flawlessly, consistently, and systematically at a total cost less than any alternative. The economics our technology platform provides also enable us to charge fees that are low and consistent across all services we offer, aligning our interests with our clients'.